Dubai - Will insurance cover damages by rain? UAE law firm clarifies

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Aden - Yasmine El Tohamy - (Mohammad Mustafa Khan/KT)

Residents have questions whether these damages are covered under the insurance as rains are caused by "intentional act" of cloud seeding.

The UAE has witnessed heavy rains over the last few days, thanks to cloud-seeding, resulting in damage to public and private properties and vehicles across the country. But the questions whether these damages are covered under the insurance as rains are caused by "intentional act" of cloud seeding.

According to law firm BSA Ahmad Bin Hezeem & Associates, this concern is misplaced that damage arising from the flooding in the aftermath of rain caused by cloud seeding might not be covered under a property owner's insurance policy, as the cause of the flooding itself was a result of an "intentional act", that being the cloud seeding which was clearly intended to cause rainfall.

"This concern, however, is misplaced, and is perpetrated by a fundamental misunderstanding of the intentional acts exclusion of the underlying insurance policy."

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